There is an emergency, such as a failure of communication or computer equipment.You have overdrawn your account repeatedly in the past six months.You deposit a check that has been returned unpaid.You deposit checks totaling more than $5,525 on any one day.We believe a check you deposit will not be paid.Longer Delay May Apply:įunds you deposit by check may be delayed for longer periods under the following circumstances: If you need the funds right away, you should ask us when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the day after we receive your deposit. We will also tell you when the funds will be available. If we are not going to make all of the funds immediately available to you, we will provide you with a notice at the time you make the deposit. You have an average monthly share balance of at least $5,000 OR you have a current loan with us.You have been a member of ESL for at least five years, AND.The full amount of your deposit will be available on the business day of your deposit if: You have an average monthly share balance of at least $100 OR you have a current loan with us.You have been a member of ESL for at least 31 days, AND.However, the first $1,000 of your deposit will be available on the business day of your deposit if: Generally, the first $225 of your deposit will be available on the business day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. Electronic direct deposits will be available on the day we receive the deposit. In some cases, we will not make all of the funds that you deposit by check immediately available to you. Our policy is to make your funds available to you as expeditiously as possible using safe and sound business practices.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |